Self-Managed Superannuation Funds (SMSF)

Control your investment future.

We provide you with professional guidance and support in SMSF setup, ongoing management and administrative compliance.

Self-Managed Superannuation Fund Services:

We will work through the following process with you to ensure your fund is set up in the best way possible.

  1. SMSF structure – We will determine the structure of your fund, based on your individual circumstances, for example single member, individual trustees or a corporate trustee.
  2. Establish a Trust – Firstly, we register your SMSF with the ATO by establishing a trust.
  3. Obtain the trust deed - We engage a specialist legal practitioner who understands superannuation law (and SMSFs in particular), to designed a well-drafted trust deed which sets out factors such as the structure of the fund, your investment strategy, who can be beneficiaries and how benefits can be paid.
  4. Sign a declaration – You will sign a declaration from the ATO stating that you understand your obligations, duties and responsibilities as a trustee or director of the corporate trustee of an SMSF.
  5. Lodge an election with the regulator – We will assist you to lodge an election to be regulated with the ATO advising that the SMSF will be subject to the requirements of the relevant superannuation legislation and will be entitled to the concessional taxation rate of 15% as a complying fund.
  6. Open a cash account – Finally we can assist you to set up a cash account so that your SMSF can accept contributions, rollovers and earnings from investments. This account will later be required to pay expenses such as annual supervisory levy, accounting fees, taxation liabilities and importantly, member benefits.
We can arrange an annual audit by an approved SMSF auditor on your behalf.
Each year we will prepare and lodge your fund’s annual return with the ATO. This includes financial accounts and statements that meet the accounting standards reporting member contributions and paying the SMSF supervisory levy.

We are required to supply comprehensive records, including accurate tax and accounting records, minutes regarding all trustee meetings and decisions, trustee declarations recognising their obligations and responsibilities, and copies of all reports given to members.
To ensure you can meet the commitment of being the trustee of a SMSF, we continue to provide education to you around the important compliance rules and regulations surrounding SMSFs.

As your advisor, we are happy to assist you to attend to all these compliance obligations and more.

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What our clients say.

  • Thank you Oliveira Bern & Garland for helping me with all the paperwork that I just couldn’t get my head around. This year is going to be a lot less stressful now!
    Lisa Mutkins
    Altered Earth Australia, Batemans Bay
  • I cannot speak highly enough of Graeme.

    He was recommended to me by Lawyer and now magistrate Roger Clisdell back in 2001 and we have had an excellent business relationship. Like a fatherly figure he takes a genuine interest in your accounts, provides timely and professional advice for our business and superannuation."
    Ken Banks
    Mollymook Beach Waterfront, Mollymook
  • Graeme Garland was a godsend.

    We got in trouble with not keeping clear accounting books, and really late with BAS statements. Given just 2 weeks to lodge several years worth of outstanding BAS quarters, we needed urgent help from a good accountant that could lead us and help us in this matter.

    Graeme was very kind to take our case, and instrumental in teaching us how to use XERO accounts. It was very hectic, but we credit Graeme with our positive outcome with ATO, as he lodged our paperwork on time, and got us friendly repayment terms for our ATO debt. With all our oblications taken care of, we are very happy to continue using XERO and have Batemans Bay Accountants to guide our business.
    Hela and Edwin Donela
    8WEB, Callala Beach
  • Graeme Garland really helped me with some specific issues (that other recommended firms weren't interested in helping with). He was super patient and kind. Also reasonable rates.
    Ashley Darby
    Personal Client, Marrickville